NPCI International and Paymentwall execute agreement to enable Indian consumers for e-commerce purchases in the USA and UK with UPI.

This partnership will enable UPI to be offered as a payment mode to e-commerce merchants based out of UK and the USA market for the first time.

Mumbai, 13 September 2023: NPCI International Payments Limited (NIPL), a wholly-owned subsidiary of National Payments Corporation of India (NPCI), renowned for its innovation in the world of real-time payments, has today executed a definitive agreement confirming the partnership with Paymentwall Ltd., a leading cross-border payments solutions provider. The agreement aims to expand the acceptance of UPI payment methods outside India, across Paymentwall’s E-commerce merchants in the USA and UK.

The association between the two entities, a first for the USA market, will drive NIPL’s continued expansion into foreign markets while incorporating India’s innovative UPI into Paymentwall’s Alternative Payment Method (APM) coverage across the world. Additionally, Paymentwall will also be working with NIPL on expanding UPI coverage into other key markets globally.

This partnership offers an innovative solution that empowers Indian consumers to make cross-border e-commerce payments through UPI, eliminating the need for internationally enabled cards. This partnership will empower the global PSPs, Banks, payment gateways, and enterprises to expand, giving international e-commerce merchants access to Indian consumers.

For consumers, this means they can seamlessly make cross-border e-commerce purchases in Indian Rupees using their favorite payment method. This will further open up avenues for Indians to transact via mobile applications and websites with the merchants using BHIM and other UPI apps.

Launched in 2016, UPI is India’s most popular instant payment system, already processing 75% of all digital payments in India. UPI as a platform has over 346 million active users and supports 484 members and over 120 third-party apps with complete interoperability. UPI has also drawn international attention and inspired cross-border partnerships for its implementation and acceptance in several countries. In August 2023 alone, UPI processed over 10 billion transactions, the highest since its launch.

Speaking on the strategic collaboration, Mr. Ritesh Shukla, CEO, of NIPL, said, “This significant collaborative journey with Paymentwall represents a major milestone in NIPL’s mission to drive UPI interoperability on a global scale. Establishing UPI e-commerce acceptance in the US and UK markets will not only benefit merchants with the increased business but will also empower Indian consumers to experience a new era of seamless cross-border e-commerce transactions, all powered by the convenience and security of UPI”

Speaking on the strategic collaboration, Mr. Honor Günday, CEO and Founder, of Paymentwall, said,

“I’m proud as I was able to create trust and form a bridge between the USA and India to allow Indian consumers to pay with UPI. Paymentwall will be working hard to enable UPI’s expansion”

About NPCI International:

NPCI International Payments Limited (NIPL) was incorporated on April 3, 2020, as a wholly-owned subsidiary of the National Payments Corporation of India (NPCI). As the international arm of NPCI, NIPL is devoted to the deployment of NPCI’s indigenous, successful Real-Time Payment System – Unified Payments Interface (UPI) and Card Scheme – RuPay, outside of India. NPCI has successfully developed and proved its product and technological capabilities in the domestic market by transforming the payment segment in India. Conversely, there are several countries that want to establish a ‘real-time payment system’ or ‘domestic card scheme’ in their own country. NIPL, with its knowledge and experience, can offer these countries technological assistance through licensing, and consulting for building real-time payment systems to meet the rapidly evolving needs of fast-growing global businesses. NIPL is focused on transforming payments across the globe with the use of technology and innovation. It will not only enable payment for Indians but also uplift other countries by enhancing their payment capabilities through technological assistance, consulting, and infrastructure.

About Paymentwall:

Paymentwall is a global payment platform that unites over 150 payment methods, including credit and debit cards, bank transfers, e-wallets, prepaid cards, and mobile carrier billing, covering the full spectrum of local payment methods via a single integration. In addition, Paymentwall offers a comprehensive set of payment services, including a proprietary risk management engine, dispute management service, customizable payment flows, settlement services, reporting, and analytical tools.

Through more than 15 offices globally located in San Francisco, Las Vegas, Miami, London, Berlin, Lisbon, Sofia, Cairo, Kyiv, Manila, Hanoi, Beijing, Shenzhen, Seoul, Gurgaon, and Bangalore, Paymentwall provides its merchants and their end-users support in over 30 languages with customer support, risk and fraud prevention divisions, and merchant support teams providing support 24/7, 365 days a year.

Paymentwall works with over 250,000 merchants globally, including LG Electronics, Bottega Venetta, Tencent, Wargaming, Corel Corporation, FasterPay, Kakao Games, and many more SaaS, Travel, Fintech, Enterprise, and e-commerce companies. To find out more about Paymentwall, please visit